Broker Check
It May Be Time for a Financial Checkup Perception vs. Reality To Buy or Not to Buy The Rule of 72

Hello!

       

Hi, and welcome to my website...if you're here, you are either working with me...thinking about working with me, or referred to me by one of our mutual friends. Thanks for stopping by.  One of my good friends told me one time "People need to be able to meet you before they meet you".  That's the purpose of this website. 

My practice is about as COMPREHENSIVE as it gets.  Here's what I mean by that: 

  • Many financial & insurance advisors focus strictly on investments, asset management, and maybe recommend insurance when it comes up in conversation.
  • Some focus strictly on the life insurance & disability programs they offer, and maybe recommend investments.
  • Some focus strictly on the home, auto & business insurance market, and maybe recommend other products.
  • Then there's the Internet and the "financial entertainers", where you can get all kinds of information on all of the above, and it falls to you to make a decision on your own.

More than likely, it was based on the lowest cost for insurance, or lowest fees & highest returns for investments, as that's how they market. Somehow the Internet & financial entertainers don't see much value in someone like me...funny how that works!

                In any case, lowest cost doesn't mean best plan...nor does lower fees mean higher returns.  Regardless of what you might be thinking, I can "stress test" your theory and 100% of the time validate that it could be improved.  Too many times, I find that I'm trying to do planning for people & they are doing math!

                Every client is different...from young professionals wanting my help and advice on the insurance for their first home and auto insurance...to people in mid-life wondering what they need to do to have a more predictable rest of their lives...including retirement, investment & lifestyle planning.  No two clients are alike, and that makes for every day being a different day.  My Dad said " I never worked a day in my life...I just got up every morning, and went out and tried to help people"...and I am his living legacy.  

                Thanks for stopping by...now the next step is up to you, and that's to either call me or email me...I would love the opportunity to learn more about you

Best,

Brian

Helpful Content

The Financial Literacy Crisis

The Financial Literacy Crisis

Many Americans are operating their personal finances with only the barest minimum of knowledge.

Weighing the Benefits of Prepaid Debit Cards

Weighing the Benefits of Prepaid Debit Cards

It's important to understand the pros and cons when considering a prepaid debit card.

Do Your Kids Know The Value of a Silver Spoon?

Do Your Kids Know The Value of a Silver Spoon?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

 

Can Group, Private Disability Policies Work Together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

What is the Value of Your Business?

Ascertaining the value of your business is important for a variety of reasons.

The Half Million Dollar Baby

The true cost of raising a child may be far more than you expect.

TIPS for Inflation

If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.

Do Your Kids Know The Value of a Silver Spoon?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

The Value of Diversification

Diversification could mean the difference between financial success and failure.

View all articles arrow

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

Should I Pay Off Debt or Invest?

This calculator will help determine whether you should invest funds or pay down debt.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

View all calculators arrow

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

View all presentations arrow

Should I Invest in Gold?

Learning more about gold and its history may help you decide whether it has a place in your portfolio.

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

Forecast

The market is as unpredictable as the weather. We’d love to help you prepare.

Women and Retirement

Women must be ready to spend, on average, more years in retirement than men.

16 Wall Street Cliches in 60 Seconds

Pundits say a lot of things about the markets. Let's see if you can keep up.

Estate Management 101

A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate

View all videos arrow